Live today as if it was your first

We know that managing your money is a big part of planning for life's firsts. Use these articles, videos, and tools to get in better financial shape today, so you can do a whole lot more tomorrow.

The value of investments and the income from them can go down as well as up and investors may not get back the amount invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Understanding Financial Wellness

Improving your financial picture doesn’t need to be overwhelming. Start by taking small steps in four key domains: budgeting, debt, saving and protection.

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Saving

Get guidance on savings goals, banking, workplace savings and more. We'll help you understand more about protecting the money you've got now, so you'll have it when you need it later.

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Investing

Find out how shares, ISAs and pensions can help your money grow once you nail the basics.

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Borrowing

Educate yourself about debt before you take it on and about how to tackle the debt you have. From student loans to credit cards and mortgages, we help you understand how it all fits into your financial picture.

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Preparing

Get help piloting life's financial milestones. Whether you're starting a new job, getting married or buying a new house. we'll help you understand how these events impact your financial plan now and down the road.

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Spending

Gain useful information on managing your expenses, banking and credit cards. Learn how to budget for the things you need and spend wisely on the things you want.

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