Retirement

Whether you’re just starting to save, thinking about how to take money out of your pension, or working out how to make your income last, our UK experts offer their insights into the ever changing world of pensions.

This information is not a personal recommendation for any particular product, service or course of action. If you’re in any doubt whether or not a pension or investment option is suitable for your circumstances we strongly suggest that you seek advice from an authorised financial adviser. The ideas and conclusions here do not necessarily reflect the views of Fidelity's portfolio managers and are for general interest only.

A capital gains tax rise: could it happen?

The Chancellor is mulling a tax rise on investments

Ed Monk
Ed Monk
17 Nov 2020

Can you recreate your salary in retirement?

Replacing your salary is hard - but you may not need to

Ed Monk
Ed Monk
23 Sep 2020

Why are fifty-something men falling for pension scams?

Millions still being lost to ‘pension review’ rip-offs

Ed Monk
Ed Monk
02 Sep 2020

Will an Autumn tax raid really happen?

So far, the Chancellor has giveth - will he now taketh away?

Ed Monk
Ed Monk
02 Sep 2020

What happens to my pension if I get made redundant?

Four important tips if you’re facing financial uncertainty

Maike Currie
Maike Currie
20 Aug 2020

Why now is the time to shield your investments

Take steps to shield your investments from unexpected volatility

Emma-Lou Montgomery
Emma-Lou Montgomery
12 Aug 2020

Should I take a tax-free lump sum from my pension?

Four questions to ask before you raid your pension

Ed Monk
Ed Monk
21 Jul 2020

Let pension fears be a prompt for action

Lots are gloomy about their retirement prospects - but action can be taken

Ed Monk
Ed Monk
30 Jun 2020

Which generation’s finances are being worst-affected by the pandemic?

We’re all feeling the pinch, but there is a stark generational divide occurring

Emma-Lou Montgomery
Emma-Lou Montgomery
24 Jun 2020

Will coronavirus change Gen Z and Millennial retirement?

Gaps in savings from the coronavirus outbreak could bring new challenges to young people.

Daniel Lane
Daniel Lane
18 Jun 2020

Are you rethinking retirement?

Coronavirus volatility changing pension plans

Daniel Lane
Daniel Lane
09 Jun 2020

Financial Wellness in the time of Covid-19

Time to think about your pension

Maike Currie
Maike Currie
09 Jun 2020

Should you put your retirement on hold?

Take action now to keep your income plans on track

Ed Monk
Ed Monk
28 May 2020

Don’t ‘lockdown’ your retirement savings

Why cash is no longer king

Maike Currie
Maike Currie
22 May 2020

Reviewing your investment mix now and for the future

Make sure your finances adapt to the ‘new normal’

Financial Wellness
Financial Wellness
15 May 2020

Found yourself on furlough?

We answer some of the questions you may have if you have been put on furlough

Maike Currie
Maike Currie
27 Apr 2020

Spending money - and time - wisely

Four ways you can look after your retirement savings

Maike Currie
Maike Currie
27 Apr 2020

Covid-19: Protect your pension - beware of scams

Many of us might be worried about the damage that recent market volatility has done to our pension pots and feel that we need to do something to curtail the damage.

Maike Currie
Maike Currie
08 Apr 2020

Avoiding the Pension panic

Eight top tips to help you manage your pension during these turbulent time

Maike Currie
Maike Currie
02 Apr 2020

Considerations if you have 10 years until retirement

With a decade to go until retirement, many people will begin to visualise their life beyond work.

Ed Monk
Ed Monk
25 Mar 2020

Four considerations for those nearing retirement

No-one is enjoying the Coronavirus or the impact it is having on financial markets.

Tom Stevenson
Tom Stevenson
23 Mar 2020

A Budget pension boost for high-earners

Fewer people will be caught in the Tapered Annual Allowance

Ed Monk
Ed Monk
11 Mar 2020

Will the Chancellor limit tax relief on pensions in the Budget?

With the Budget approaching this month, we look at how you can make the most of the system as it stands.

Ed Monk
Ed Monk
27 Feb 2020

Is a pension tax grab really on its way?

Tax relief on pension contributions is reportedly in The Treasury’s crosshairs

Ed Monk
Ed Monk
18 Feb 2020

Is a 10% rate of IHT on its way?

MPs have proposed an overhaul to inheritance tax

Ed Monk
Ed Monk
03 Feb 2020

Earn more than £110k? A tax break could be on its way

High-earners could be handed a pension tax cut in the upcoming Budget in March, according to recent reports.

Ed Monk
Ed Monk
20 Jan 2020

Labour’s £15,380 pension promise to women

Pensions have become a key battleground in the election campaign following the Labour manifesto promise to compensate women who have lost out as a result of changes to the state pension age.

Ed Monk
Ed Monk
27 Nov 2019

How does your retirement income compare to the state pension?

Putting retirement income into perspective

Financial Wellness
Financial Wellness
25 Sep 2019

What happens to my pension when I die?

An overview of pension inheritance.

Ed Monk
Ed Monk
04 Jun 2019

Taxman takes more in ‘Death Tax’

But there may be ways to avoid it

Ed Monk
Ed Monk
29 Apr 2019

Why you may soon be paying more into a pension

Changes to auto-enrolment may up your contributions

Ed Monk
Ed Monk
21 Feb 2019

Pensions Dashboard – your retirement plans at your fingertips

Do you know how much is in your pension right now?

Ed Monk
Ed Monk
07 Dec 2018

Is your retirement income on target?

Our new tools provide a deeper look at your saving

Ed Monk
Ed Monk
28 Nov 2018

Have you checked when you’ll get your State Pension?

Some women born in the 1950s have been left waiting

Ed Monk
Ed Monk
21 Nov 2018

Avoiding 'emergency' tax on pensions

Reclaiming tax means waiting for cash

Ed Monk
Ed Monk
13 Nov 2018

Will the Budget target tax relief on pensions?

Perks that help the rich may be reduced

Ed Monk
Ed Monk
25 Oct 2018

Pension transfers in the spotlight

Regulators are concerned about those giving up 'final salary' schemes

Ed Monk
Ed Monk
17 Oct 2018

Pension limits: a secret tax grab

New figures show thousands sleepwalking into extra tax

Ed Monk
Ed Monk
16 Oct 2018

More of us are saving - but saving less

Why amounts being saved are falling

Ed Monk
Ed Monk
01 Oct 2018

Should you pay for retirement advice?

Six questions to ask

Ed Monk
Ed Monk
13 Jun 2018

The 1% challenge: look out for Future You

A new Fidelity tool shows the power…

Ed Monk
Ed Monk
29 Apr 2018

Pension drawdown or ISA? Which to take first

Managing your retirement Income

Ed Monk
Ed Monk
23 Apr 2018

Don’t underestimate the very old

Increasing life-expectancy is changing what the world looks like.

Ed Monk
Ed Monk
19 Nov 2017

Why you’re not too young to start a pension

How to use youth to your advantage

Emma-Lou Montgomery
Emma-Lou Montgomery
10 Nov 2017

Why tomorrow's pensioners should toast this Nobel prize winner

‘Nudge’ theory has created millions more pension savers.

Ed Monk
Ed Monk
13 Oct 2017