Choosing an investment strategy

A basic investment strategy can help you plan and decide where to invest. Remember you don’t have to stick to the same strategy throughout your lifetime. In fact, it’s a good idea to regularly assess your investment needs and savings goals and re-align those with your overall investing plans.

A growth strategy
A balanced strategy
A conservative strategy

Fund management

There are different ways funds can be managed - actively, passively, or as a combination of both, known as ‘blended’.


The value of investments can go down as well as up, so you may get back less than you invest.