The Macquarie Retirement Savings Plan
A new home for your defined contribution pension savings
This information hub has been designed to help you plan ahead for your future retirement and get the most out of your new pension account in the Macquarie Retirement Savings Plan. Fidelity will send you a welcome pack in April with details of your new pension account but you can get a sneak peek of what to expect below. You’ll find interactive tools and on demand videos, along with transition timelines and answers to common questions.
Your pension contributions would be invested in FutureWise unless you tell us otherwise. FutureWise is our default investment strategy designed to be suitable for as many people as possible, managed by our team of experts. It uses Target Date Funds, which are managed towards a target date that is close to your selected retirement date (or the default age of 65 if you don’t make a selection).
We designed our default investment strategy, FutureWise, to make it easy for us to include interesting opportunities when we find them, so we can help our members make the most of their pension savings.
We’re pleased to say we are now adding private assets to FutureWise Target Date Funds (TDF).
As well as FutureWise, there is a range of other funds in the Macquarie Retirement Savings Plan. You can choose to self-select your own investments, but it’s important to regularly review these to ensure they remain appropriate for you.
No matter how old you are, it's never too late to improve the way you save for retirement - find out how here.
See how a small change today can potentially make a big difference to your pension pot tomorrow.
There’s a limit to the amount you can save into your pension each year and get tax relief on. It’s important to understand your allowances so you can be tax-efficient with your savings.