Steps to review your pension
It’s good practice to review your pension annually and when major life events happen. For example, starting or changing jobs, returning to work after parental leave or a career break, changes in working hours, divorce or separation, receiving an inheritance, a change in health or personal circumstances.
The steps below provide some actions you can take now to improve your outcomes
Key Times to Review Your Pension
The steps below provide some actions you can take now to help improve your outcomes. It can also be particularly helpful to complete a review your pension when major life events happen.
- Starting or changing jobs
- Returning after parental leave or a career break
- Changes in working hours
- Divorce or separation
- Receiving an inheritance
- Changes in health or personal circumstances
Step by step guide to check-in with your pension saving
Check your State Pension
Understand the basics of the State Pension, how you can check your State Pension and actions you can take to fill any gaps.
Know what you have
See how to check the value of your current workplace pension, where to find any lost pension pots and how to consider combining them, if appropriate.
Understand your workplace pension
See how you can make sure you’re getting the most from your employer’s pension plan
Use retirement planning tools
Check if you’re on track to achieve your retirement goals
Be aware of scams
Always take time to check before making pension decisions
Take care of your loved ones
Nominate your beneficiaries
Review your pension regularly
To help you keep on track to and consider any changes needed
Know your retirement options
Understand when and how you can access your pension savings