Workplace pension guides and videos
Our experts have put together a variety of useful guides and videos for you to explore, and to help you make the most of your workplace pension.
Our most popular guides
Your essential pension to-do-list
Simple steps like keeping track of your pension and checking your details are up to date are vital. We’ve compiled a list of five small steps which could make a big difference to your savings.
Planning for your retirement income
This guide is designed to help you make plans. It starts by explaining how you can work out where you are with your savings and then introduces all your different retirement income options.
Annual allowance charge
If you are worried about exceeding your annual allowance, our guide will help you understand the annual allowance charge and what steps to take, ensuring smooth and effective pension planning.
Pension Tax
How pension withdrawals are taxed
It’s important to understand how income tax could affect payments from your pension pot.
Pension tax relief
Read our factsheet to find out how tax relief could work for you.
The annual allowance
Annual allowance
Find out more about the annual allowance and how it might affect your retirement savings contributions.
Understanding the annual allowance charge
If you have exceeded, or may exceed the annual allowance read our factsheet to help you understand the annual allowance charge and how it can be paid.
The annual allowance explained
This video explains how the Annual Allowance limits the amount of tax relief you get on pension contributions from both you and your employer.
Carry forward
Find out how to save more into your pension with Carry Forward.
The money purchase annual allowance
Money purchase annual allowance
If you’re 55 or over and thinking of taking taxable income from your pension savings you should know about the money purchase annual allowance (MPAA).
Who gets caught by the money purchase annual allowance?
Watch our video for a quick tour of how you could be affected by the MPAA.
The tapered annual allowance
The tapered annual allowance
Read our guide to find out whether the tapered annual allowance could affect you and what happens if you exceed the allowance.
Retirement income
Getting the retirement income you need
Find out everything you need to know about how to get the retirement income for the lifestyle you want.
Making a withdrawal from your pension
All you need to know about taking money from your pension.
Important information
Please keep in mind that the value of investments can go down as well as up, so you may get back less than you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future. You cannot normally access money in a pension until age 55, this is due to change to 57 from 2028.