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Workplace pension guides and videos

Our experts have put together a variety of useful guides and videos for you to explore, and to help you make the most of your workplace pension.

Our most popular guides

Your essential pension to-do-list

Simple steps like keeping track of your pension and checking your details are up to date are vital. We’ve compiled a list of five small steps which could make a big difference to your savings.

Your pension and the stock market performance

It’s important to remember pensions are a long-term investment and you should try not to worry about short term market volatility.

Annual allowance charge

Read our factsheet to help you understand the annual allowance charge and how it can be paid.

Lifetime allowance

Read our lifetime allowance guide to find out how this may affect your retirement planning.

Pension Tax

How pension withdrawals are taxed

It’s important to understand how income tax could affect payments from your pension pot.

Pension tax relief

Read our factsheet to find out how tax relief could work for you.

The annual allowance

Annual allowance

Find out more about the annual allowance and how it might affect your retirement savings contributions.

The annual allowance explained

This video explains how the Annual Allowance limits the amount of tax relief you get on pension contributions from both you and your employer.

Understanding the annual allowance charge

Read our factsheet to help you understand the annual allowance charge and how it can be paid.

Carry forward

Find out more about saving into your pension with Carry Forward.

The money purchase annual allowance

Money purchase annual allowance

If you’re 55 or over and thinking of taking taxable income from your pension savings you should know about the money purchase annual allowance (MPAA).

Who gets caught by the Money Purchase Annual Allowance?

Watch our video for a quick tour of how you could be affected by the MPAA.

The tapered annual allowance

How does the tapered annual allowance work?

The tapered annual allowance might affect you if you’re a high-earner. Our short video gives you a whistle-stop tour of how this could affect you.

The tapered annual allowance

Read our guide to find out whether the tapered annual allowance could affect you and what happens if you exceed the allowance.

The lifetime allowance

The Lifetime Allowance explained

This video explains what the Lifetime Allowance is and what happens if you go over it.

Lifetime allowance

Read our lifetime allowance guide to find out how this may affect your retirement planning.

Retirement income

Getting the retirement income you need

Find out everything you need to know about how to get the retirement income for the lifestyle you want.

A flexible retirement income

Understanding how you can take an income from your pension pot when you retire.

Guaranteed retirement income for life

All you need to know about annuities.

Making a withdrawal from your pension

All you need to know about taking money from your pension.

Retirement savings

Retirement Savings Guidelines

These guidelines are designed to help you understand more about, and develop further, your own retirement journey.

Changes to workplace pension contribution rates

Find out more about the changes to workplace pension contribution rates and what it could mean for you.