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Tools & calculators

Our tools and calculators can help you work out how healthy your finances are today and how much you should be saving for tomorrow.

Important information - Please note that these guidance tools are not a personal recommendation in respect of a particular investment. If you need additional help, please speak to an authorised financial adviser. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.

Our tools are designed to be easy to use, but the data and research that we use to develop them is detailed and thorough. To understand our tools, and your results, take a look at the ‘assumptions’ that each tool uses. Everyone’s situation is unique, and your circumstances might be different from these assumptions, the tools are a guide and not intended to be a personal recommendation.

Your path to financial wellness

Discover more with Fidelity’s Financial Wellness Tool

It’s easy to use – just answer a few simple questions about your finances and you’ll find out how you’re doing with budgeting, debt, savings and financial protection. It should only take five to ten minutes. We’ll then give you a score based on your answers, show you where you’re doing well and give your some actions you can take to help improve your score.

You can even download your score to see if you can beat it next time.

Get your financial wellness score now

Are you on the right road to retirement?

Three quick tools to give you some simple ‘rules of thumb’. You’ll learn how much you need to retire, how much you should be saving each year, and how you can make your savings last. 

While the tools are simple to use, the research we’ve carried out analyses national income and expenditure rates and makes some general assumptions. The rules of thumb are easy to remember so you can apply them when you’re thinking about your retirement savings.

Get your retirement rules of thumb

Should you pay more into your pension?

Use the calculator to see how a small increase in your workplace pension contributions today can make a big difference to your pension pot tomorrow.

The power of small amounts

The government's Pension Wise service offers free, impartial guidance to help you understand your options at retirement. You can access the guidance online or over the telephone on 0800 011 3797.