Please note that these guidance tools are not a personal recommendation in respect of a particular investment. If you need additional help, please speak to an authorised financial adviser. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.
Are you saving enough?
Is your financial picture everything it could be?
Get your personal money checkup and see guidance and tools to help you plan for your future.
How much do you need to save for your retirement?
Discover the power of 7 in our retirement savings guidelines and explore our rules of thumb tools.
Should you pay more into your pension?
Use the calculator to see how a small change today can make a big difference to your pension pot tomorrow.
Will you meet your savings goals?
Answer 5 simple questions to see if your savings are on track to meet your retirement goals.
Planning your budget
Estimate your retirement spending
Calculate what your potential expenses in retirement would be
Estimate the cost of your retirement
Calculate how much you'd need to enjoy the retirement lifestyle you want
Helping you transition into retirement
Calculate your retirement income
Estimate what you'd receive from flexible or guaranteed income or a combination of both.
Calculate flexible income
Work out what you'd get using pension drawdown to create a flexible income and how long your money might last.
Calculate tax on withdrawals
Understand how much tax you might have to pay on the money you take from your pension and how it could affect your future retirement income.
Get a guaranteed income quote
Provide basic information about your current situation to get a quote for a guaranteed income (annuity)
The government's Pension Wise service offers free, impartial guidance to help you understand your options at retirement. You can access the guidance online at www.pensionwise.gov.uk or over the telephone on 0800 138 3944.