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Push on without the push-ups

You’ve built some healthy savings but are you on track?

Important information - the value of investments and the income from them can go down as well as up so you may get back less than you invest.

No matter how long you have been saving into your pension, it’s a good idea to think about how fit your finances are and whether you’re on track to meet your long-term savings goals.

" In the UK, for those surveyed aged 35-54, only 44% know how much they need to be saving for retirement and only 22% are on track to cover all of their expenses once they retire."

Fidelity Global Retirement Survey 2019

If you start to flex your financial muscles now, you can make a real difference to your pension in the future. For now, it’s about little steps.

Making the most of your employer contributions is really worthwhile. It’s also a good idea to understand the value of your savings now and how to make changes and adapt - so you know how much is going in, where your savings are invested and all your personal details are up to date.

Monitor your money

Log in to PlanViewer to view a real-time summary of your rate of return, your recent activity and to make changes to your plan.

What happens to my pension if I get made redundant?

Four important tips if you’re facing financial uncertainty.

Why you should talk about money

We discuss how talking about money with family and friends can improve your financial health and overall wellbeing.

How long could you survive if you lost your job?

Losing your job can change your life. But there are some simple steps you can take now to come out of it a survivor. Four important tips if you’re facing financial uncertainty.

When to bring pensions together and when not to

Ed Monk asks when it’s right to bring your pensions together in one place - and when it isn’t.

Tax treatment depends on individual circumstances and all tax rules may change in the future. The minimum age you can normally access your pension savings is currently 55, and is due to rise to 57 on 6 April 2028, unless you have a lower protected pension age.

2 min watch.

Complete your Expression of Wish

To complete your Expression of Wish and nominate your beneficiaries, log in to PlanViewer (look under the 'My plan' menu) or speak to your employer.