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Real people, real stories, real life

Sometimes it can be helpful to get someone else’s perspective on life. When we’re all caught up in the day to day it can be easy to forget to look after number one, so how do other people do it?

We’ve asked real people from around the country for their views on all aspects of life, and what top tips they have that’ll help you make positive changes today. Because the little habits we start now can really help us grow.

Remember, these are the thoughts and tips of the people we've spoken to. They should not be taken as a recommendation. Any stated investment actions may not be suitable for your personal circumstances as all investments can go down as well as up.

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Meet Alistair

Alistair is a Regional Head of Safety, having worked in the construction industry for 48 years. What he loves most about his job is the people and the culture – since they’re what really make the difference day to day.

We caught up with Alistair to get the career, money, and general wellness tips that make his life happier and healthier.

What’s your top money tip?

I try to only buy what I need. It can be all too easy to reach for that beyond-budget item in the moment, but I always take a beat to think about whether it’s actually worth it. I was taught that if you can’t afford it, you can’t have it – so saving as much as you can is my top tip.

What’s your top career tip?

Learning new things keeps you curious, humble and just makes life more interesting. So I try to always be the student. And never be afraid to challenge the status quo – if there’s a better way of doing things, suggest it.

What’s the one thing you do to stay well?

I always give myself 'think' time which allows me to reflect on my feelings, thoughts, and ideas. Carving a little space out in my day by going for a short walk and fresh air allows me that. And it’s good for my body as well as mind!

What’s one thing you’ve done to help you feel more prepared for retirement?

One way I’m investing in myself and my retirement is by focusing on my physical health, so that I can keep working and stay stimulated for as long as I choose or feel I want to. And, secondly, I’m investing in my home – it’s something that will give me a lump sum, so I have options when I’m deciding what I want to do next.

The 50/15/5 rule - in 60 seconds

As a starting point for your budget, you can use our helpful rule-of-thumb to find the right balance between saving and spending.

Take control of your day-to-day outgoings

Our simple budget planner can help you to break down your spending and see where your money goes each month.

Check your retirement income options

Take your time when deciding what to do with your pension. It needs to last as long as you do, so carefully consider how you may want to access it.

Check your investments

It’s a good idea to regularly assess your investment needs to make sure they align with your values and overall savings goals. You can check where your Fidelity workplace pension is invested by logging into PlanViewer.