Can I bring my pensions together?

Depending on the types of pensions you have, you may be able to combine your pension pots by transferring benefits from your other plans into your Fidelity plan. Bringing your pension savings together can have its advantages and could mean less paperwork, make it easier to manage with your accounts in one place and possibly a wider choice of investments.

Learn more about transferring in

What happens if I change employers?

If you leave your job, any contributions being paid into your workplace pension will stop. Your pension will remain invested until you’re ready to take your benefits (normally from age 55 onwards). It will still be up to you to decide what you want to do with it in the meantime. You may want to work out how much you need to save for your retirement before you decide what to do.

Paying into your pension
Doing nothing
Transferring out

Plan ahead

Our useful calculators can help you to understand what you want your retirement to look like, and whether you’re saving enough to achieve your lifestyle goals.

What happens when I retire?

When you’re ready to retire, your pension savings will not automatically start paying you an income. You’ll need to decide what to do with your money and how to structure your income. You can explore your retirement options with us, and use the tools below to calculate your potential income.