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About your workplace pension

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Home About your workplace pension Master Trust

Welcome to the Fidelity Master Trust

The Fidelity Master Trust is designed to provide employers and their employees with a well-governed, value-for-money pension scheme.

About the Master Trust

Do you know what a Master Trust is and what the benefits are? Find out in this short video.

Watch time: 2 mins 45 seconds

Being part of a Master Trust means employers can hand over pension governance to a trustee board of experienced professionals who work in the best interests of their members.

There are many benefits to saving in the Master Trust

  • Your employer contributes while you're an employee.
  • There are tax advantages.
  • You have a range of investment options to choose from.
  • Investing your money means it has the opportunity to grow while you're saving (though this is not guaranteed as investments can go down as well as up).
  • There are a number of ways you can take your savings. (This isn’t normally possible until you are 55, and the government is planning to raise this minimum age to 57 from 6 April 2028.)

Who’s responsible for the Master Trust?

The Fidelity Master Trust is authorised by The Pensions Regulator and is governed by a Trustee Board, which meets the Department for Work and Pensions’ requirements for independence.

The Master Trust received official authorisation in 2019. Since then, we've continued to grow, adding more employers and members.

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This information is not a personal recommendation for any particular investment, you are responsible for deciding whether an investment is suitable for you. In doing so, please remember that past performance is not a guide to future performance, the performance of funds is not guaranteed and the value of your investments can go down as well as up, so you may get back less than you invest. When investments have particular tax features, these will depend on your personal circumstances and tax rules may change in the future. You should regularly review your investment objectives and choices and if you are unsure whether an investment is suitable for you, you should contact an authorised financial adviser.
 

This website is issued by FIL Life Insurance Limited. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales No. 3406905, Beech Gate, Millfield Lane, Lower Kingswood, Tadworth, Surrey, KT20 6RP. Fidelity, Fidelity International, the Fidelity International logo and the F symbol are trademarks of FIL Limited.

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