Explore our retirement rules of thumb to help you discover more about retirement. The rules of thumb work collectively to help you understand more about, and develop, your own ideas to manage your retirement journey.
The figures quoted in these tools use generic assumptions and estimations designed to give some simple rules of thumb to help you look into your retirement savings journey and beyond. The figures are not personalised to you. They're based on average household incomes in the UK with typically two working adults and two state pensions. The assumptions we use may not represent what actually happens in the future. The tools should, therefore, not be used as a detailed retirement plan or act as a replacement for professional advice.