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About your workplace pension

About your workplace pension

About your workplace pension Overview
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Getting started
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Welcome to Fidelity
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Welcome to Fidelity
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Grow & manage your pension

Grow & manage your pension

Grow & manage your pension Overview
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Planning
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Pension allowances and tax
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Investing
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Investing
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Access your pension

Access your pension

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Access your Pension
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Pension allowances and tax
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Your retirement income
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Your retirement income
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Your financial wellness

Your financial wellness

Your financial wellness Overview
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Feel good with Fidelity
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Are you on the right road to retirement?

Explore our retirement rules of thumb to help you discover more about retirement. The rules of thumb work collectively to help you understand more about, and develop, your own ideas to manage your retirement journey.

The figures quoted in these tools use generic assumptions and estimations designed to give some simple rules of thumb to help you look into your retirement savings journey and beyond. The figures are not personalised to you. They're based on average household incomes in the UK with typically two working adults and two state pensions. The assumptions we use may not represent what actually happens in the future. The tools should, therefore, not be used as a detailed retirement plan or act as a replacement for professional advice.

How do I maintain my standard of living?

Aim for your personal retirement savings to generate about 35% of your pre-retirement, pre-tax income.

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How do all these rules fit together?

Answer four commonly asked questions to help you manage your retirement journey.

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This information is not a personal recommendation for any particular investment, you are responsible for deciding whether an investment is suitable for you. In doing so, please remember that past performance is not a guide to future performance, the performance of funds is not guaranteed and the value of your investments can go down as well as up, so you may get back less than you invest. When investments have particular tax features, these will depend on your personal circumstances and tax rules may change in the future. You should regularly review your investment objectives and choices and if you are unsure whether an investment is suitable for you, you should contact an authorised financial adviser.
 

This website is issued by FIL Life Insurance Limited. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales No. 3406905, Beech Gate, Millfield Lane, Lower Kingswood, Tadworth, Surrey, KT20 6RP. Fidelity, Fidelity International, the Fidelity International logo and the F symbol are trademarks of FIL Limited.

© FIL Limited 2023